Booking temporary housing safelyArticle 7 of 7 · 8 min read
Booking from abroad: what changes
This version is for people booking a stay in Spain from abroad.
Not in that situation? Start with the general version: How to check a temporary listing is real and legal before paying.
For people who do not live in Spain and cannot visit a rental first. It explains which remote checks replace a visit, which payments to hold back until they pass, what to do if the host pushes an unsafe method, and what to do if you cannot check at all.
Key rules
- Combine checks: No single remote check is enough, so use several before you pay.
- Safe payment: Pay through the platform, by credit card, or to a named business account matching the licence holder.
- Unsafe demands: If the host insists on cash, money-transfer services, crypto or gift cards, stop and do not pay.
- Evidence: Keep payment proof, the listing screenshot and all host messages for at least 12 months.
Replace the visit with several remote checks
No single remote check is enough, so combine them. From most to least reliable:
- Official registers. Check the licence number and the national registration number. This is very reliable.
- A local contact. A friend, an agent or the community administrator visits for you. This is reliable if the person is independent of the host. A paid gestor, lawyer or reputable agency is safer than a friend.
- Map, street view and reverse image search. These show the place exists and the photos are not copied.
- Reviews. Read recent, detailed reviews from several verified guests. They help, but they can be faked.
- Live video call. Ask the host or your local contact to show the unit and the street. Ask for a live view, such as a window or a current newspaper. It can still be staged.
- Documents. The host's ID plus a recent utility bill, or a nota simple. These are moderate evidence, because documents can be forged.
Hold back these payments until the checks pass
Until your checks pass, do not pay:
- a deposit or reservation fee outside the platform
- the full amount by transfer
- a personal account, especially one in a different name or country from the listing
- cash, money-transfer services, crypto or gift cards
- a payment link sent in chat
These are hard or impossible to reverse and give you no platform protection. Scammers favour them.
Once the checks pass, pay through the platform or by credit card. Keep the balance for arrival if that is the normal arrangement.
If the host demands an unsafe method
Refuse it. Offer a safe alternative: the platform, a credit card, or a transfer to a named business account that matches the licence holder. If the host insists, stop, do not pay, and report the listing to the platform.
If you have already paid, call your bank at once to try to recall or dispute the payment. Report it to the platform. File a denuncia (police report) with the Policía Nacional or Guardia Civil, online or in person in Spain. Money-transfer services are very hard to reverse, and recall depends on speed.
What evidence to keep
Keep proof for the route you used:
- Card: the statement entry, the receipt or booking confirmation, and the merchant name and amount.
- Bank transfer: the transfer confirmation with reference, date, amount, beneficiary name and IBAN, plus the statement line showing the debit.
- Platform: the receipt or confirmation email and the booking record in the app.
For every route, also keep the listing screenshot showing the licence number, all messages with the host, the host's payment instructions, the invoice or receipt, and any exchange-rate or fee detail. Keep everything for at least 12 months, so you can dispute a charge or file a report.
If you cannot check remotely
Do not commit. Choose one of these:
- Book a short, flexible first stay, such as a hotel, an aparthotel or a platform with payment protection. View places and sign in person.
- Pay a lawyer or gestor to check ownership. This usually costs tens to a few hundred euros and takes days.
- Use an agency with a written mandate, and accept its fee.
- Pay nothing beyond a small, documented reservation before you have seen the place and signed. If you do pay it, send it by bank transfer to a Spanish IBAN in the owner's name and keep the receipt.
Warning signs include an owner abroad who sends keys by post, a price far below market, and pressure to pay before a viewing. If none of these options is possible, take a temporary room or short-let for a few weeks and choose a long-term place once you are there.
Choosing between options
How do you secure a stay in Spain when you cannot check it remotely?
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Short, flexible first stay: You want the safest route: book a hotel, aparthotel or protected platform stay, then view and sign in person. It costs more per night.
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Send a local contact: You want a cheap check: a trusted contact independent of the landlord views the place and meets the landlord.
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Ask a lawyer or gestor to check ownership: You need to confirm the landlord owns the property: they request a nota simple, check the landlord's ID and the contract.
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Use platform protection or an agency: You accept a fee for cover: use the platform's protection, or an agency with a written mandate.
Whichever route you pick, keep the receipt and every message. Refuse cash, transfers to third countries and money-transfer services; if the host insists on one, stop and do not pay.
Timeline and deadlines
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Save the listing page, the host's messages and payment instructions: before you pay anything
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Run your remote checks and combine several of them: before you pay anything
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Ask a lawyer or gestor to check ownership if you cannot check remotely yourself: allow a few days
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Pay through the platform or by credit card, and keep the balance for arrival when that is the normal arrangement: only after the checks pass
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Book a short, flexible first stay and decide on a long-term place once you are there: if no remote check is possible, for a few weeks before committing
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Keep all payment proof and messages: for at least 12 months
Documents you need
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Card payment proof: your bank or card statement entry, plus the card receipt or booking confirmation showing the merchant name and amount charged.
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Bank transfer proof: the transfer confirmation showing reference, date, amount, beneficiary name and IBAN, plus the statement line showing the money leaving your account.
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Platform payment proof: the platform receipt or confirmation email and the booking record in the app.
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Listing screenshot showing the licence number, saved before you pay.
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All messages with the host, including the host's payment instructions.
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The invoice or receipt, with any exchange-rate or fee detail.
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A nota simple (a short extract from the property register) from a lawyer or gestor, if you need to confirm the landlord owns the property and whether it has charges.
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The host's ID plus a recent utility bill, if you use them as a remote check. Documents can be forged, so combine them with other checks.
Checklist
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Search for the licence and registration numbers from the listing in the official registers, and confirm the details match the place you are booking.
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Look up the address on a map and street view, and run a reverse image search on the photos.
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Before you pay, make sure the place has recent, detailed reviews from several verified guests, not just a few short ones.
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Ask for a live video call that shows the unit and the street, including a live view such as a window or a current item.
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Ask a local contact, such as a friend, an agent or the community administrator, to visit the place.
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Keep the payment proof for your route (card, bank transfer or platform) together with the listing screenshot and the host's messages.
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Hold back any deposit or reservation fee outside the platform, full prepayment by transfer, and transfers to a personal account until your checks pass.
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Ask the host for payment through the platform, by credit card, or to a named business account matching the licence holder.
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If no remote check is possible, book a short, flexible first stay and view the place in person before you sign.
What to watch out for
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The host demands an unsafe payment method: Cash on arrival as the only option, money-transfer services, crypto, gift cards or a transfer to a personal account are hard or impossible to reverse and give no protection. Refuse the method and offer a safe alternative: the platform, a credit card, or a transfer to a named business account that matches the licence holder. If the host will not agree, walk away and report the listing.
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Paying too early: A deposit or reservation fee outside the platform, full prepayment by transfer, a transfer to an account in a different name or country from the listing, or a payment link sent in chat is the typical route scammers use. Do not pay anything until the property, host and licence checks pass and you have the terms in writing, then pay through the platform or by credit card.
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Warning signs when you cannot check remotely: An owner who is abroad and sends keys by post, a price far below market, or pressure to pay before a viewing are signs of a scam. Walk away or switch to a short, flexible first stay.
Frequently asked questions
How long do I have to dispute a card payment?
Visa and Mastercard generally allow chargebacks for about 120 days from the transaction or expected service date, with an absolute maximum of around 540 days. Some issuers set shorter windows, such as 60 days, so ask your bank early.
Is a live video tour enough to trust a listing?
No, a live video tour alone is not enough, because a call can be staged. Ask the host to show a live view, such as a window or a current item, and combine the call with the licence check, a map check and reviews.
What if I already paid by a money-transfer service or to a personal account?
Call your bank immediately to try to recall or dispute the payment, and keep all your evidence. Report the listing to the platform and file a police report (denuncia) with the Policía Nacional or Guardia Civil, online or in person in Spain. Money-transfer payments are very hard to reverse.
Can a friend act as my local contact?
Yes, but the contact must be someone you trust who is independent of the host.
More in Booking temporary housing safely
- Where to book temporary housing: platforms, hosts, hotels or agencies
- How to check a temporary listing is real and legal before paying
- Finding the local rules on tourist and seasonal lets
- Paying for temporary housing before you have a Spanish bank account
- What your booking terms, invoice (factura) and guest registration mean
- Planning arrival day: airport transfer, check-in and keys
Need certainty before you act?
For important relocation decisions, speak with a qualified human specialist.
Always verify important information with the relevant official authority or a qualified adviser before acting. This website uses large language models together with various public data sources, official government documents and other established sources. Due to the amount of data on this website, some information might be wrong. Information may also be incomplete or outdated.